Explore Government Schemes
Browse central and Karnataka programs available to citizens.
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26 resultsDirect income support of Rs.6,000 per year to farmer families across India, paid in three equal installments of Rs.2,000 each.
Benefit summary
Rs.6,000 per year in 3 installments of Rs.2,000 directly to bank account
Rs.6,000 yearly support (approx.)
Best for: Farmer families needing direct support
Last verified: February 2026
Source: Government of India
Documents required: 4
Guaranteed pension scheme for unorganized sector workers. Provides fixed pension of Rs.1,000 to Rs.5,000 per month after age 60.
Benefit summary
Monthly pension of Rs.1,000-5,000 after 60 years of age, with government co-contribution
Rs.60,000 yearly support (approx.)
Best for: self employed profiles
Last verified: February 2026
Source: Government of India
Documents required: 3
Collateral-free loans up to Rs.10 lakh for micro and small enterprises. Three categories: Shishu (up to 50K), Kishore (50K-5L), Tarun (5L-10L).
Potential benefit
Business loans from Rs.50,000 to Rs.10,00,000 without collateral at competitive interest rates
Loan access as per scheme limit
Best for: self employed profiles
Last verified: February 2026
Source: Government of India
Documents required: 5
Monthly financial assistance of Rs.2,000 to women heads of households in Karnataka, supporting economic independence.
Benefit summary
Rs.2,000 per month (Rs.24,000/year) transferred directly to the woman head of household
Rs.24,000 yearly support (approx.)
Best for: Women heads of households in Karnataka
Last verified: February 2026
Source: Government of Karnataka
Documents required: 4
Housing for all in rural areas. Financial assistance for construction of pucca houses with basic amenities.
Benefit summary
Rs.1,20,000 in plains and Rs.1,30,000 in hilly areas for house construction
Rs.1,20,000 yearly support (approx.)
Best for: Rural BPL households
Last verified: February 2026
Source: Government of India
Documents required: 5
Support for traditional artisans and craftspeople with skill training, toolkit incentives, and credit support up to Rs.3 lakh.
Potential benefit
Toolkit incentive of Rs.15,000, credit up to Rs.3 lakh at 5% interest, and skill training
Loan access as per scheme limit
Best for: Traditional artisans
Last verified: February 2026
Source: Government of India
Documents required: 4
Health insurance cover of Rs.5 lakh per family per year for secondary and tertiary hospitalization. Cashless treatment at empaneled hospitals.
Potential benefit
Rs.5,00,000 health insurance cover per family per year, cashless treatment
Insurance cover up to Rs.5,00,000
Best for: BPL households
Last verified: February 2026
Source: Government of India
Documents required: 4
Savings scheme for girl child education and marriage. High interest rate with tax benefits. Open account for girls below 10 years.
Benefit summary
8.2% interest rate, tax-free returns, and Section 80C deduction up to Rs.1.5 lakh
Rs.12,000 yearly support (approx.)
Best for: Female applicants
Last verified: February 2026
Source: Government of India
Documents required: 4
Free rice distribution of 10 kg per person per month for BPL families in Karnataka under the National Food Security Act.
Benefit summary
10 kg free rice per person per month for BPL card holders
Rs.7,200 yearly support (approx.)
Best for: BPL households
Last verified: February 2026
Source: Government of Karnataka
Documents required: 2
Cash incentive of Rs.5,000 for pregnant and lactating mothers for first living child to improve health and nutrition.
Benefit summary
Rs.5,000 in installments for first child, Rs.6,000 for second girl child
Rs.5,000 yearly support (approx.)
Best for: Pregnant women
Last verified: February 2026
Source: Government of India
Documents required: 4
Post-matric scholarship for SC/ST students in Karnataka. Covers tuition fees, maintenance allowance, and book grants.
Benefit summary
Tuition fee reimbursement + maintenance allowance of Rs.1,500-3,500/month
Rs.42,000 yearly support (approx.)
Best for: student profiles
Last verified: February 2026
Source: Government of Karnataka
Documents required: 5
Free electricity for BPL households in Karnataka. Bhagya Jyothi provides free connection and Kutir Jyothi provides subsidized power.
Benefit summary
Free electricity connection + first 40 units free per month for BPL families
Rs.3,600 yearly support (approx.)
Best for: BPL households
Last verified: February 2026
Source: Government of Karnataka
Documents required: 3
Guaranteed 100 days of wage employment per year to rural households. Minimum wage of Rs.303/day (varies by state).
Benefit summary
100 days guaranteed employment at Rs.303+/day (Rs.30,300+ per year)
Rs.30,300 yearly support (approx.)
Best for: daily wage profiles
Last verified: February 2026
Source: Government of India
Documents required: 4
Life insurance scheme offering Rs.2 lakh coverage for death due to any reason at a premium of only Rs.436/year.
Potential benefit
Rs.2,00,000 life insurance cover at Rs.436/year premium
Insurance cover up to Rs.2,00,000
Best for: Citizens matching scheme criteria
Last verified: February 2026
Source: Government of India
Documents required: 3
Accidental insurance scheme offering Rs.2 lakh for accidental death and Rs.1 lakh for partial disability at only Rs.20/year.
Potential benefit
Rs.2,00,000 accidental death cover + Rs.1,00,000 partial disability at Rs.20/year
Insurance cover up to Rs.2,00,000
Best for: Citizens matching scheme criteria
Last verified: February 2026
Source: Government of India
Documents required: 3
Bank loans between Rs.10 lakh to Rs.1 crore for SC/ST and women entrepreneurs for greenfield enterprises in manufacturing, services, or trading.
Potential benefit
Loans from Rs.10 lakh to Rs.1 crore for new business ventures
Loan access as per scheme limit
Best for: self employed profiles
Last verified: February 2026
Source: Government of India
Documents required: 6
Voluntary pension scheme for systematic savings during working life. Government contributes for eligible subscribers. Tax benefits under 80CCD.
Benefit summary
Market-linked pension returns + tax benefits up to Rs.2 lakh/year under Section 80CCD
Rs.50,000 yearly support (approx.)
Best for: salaried profiles
Last verified: February 2026
Source: Government of India
Documents required: 4
Free skill development training and certification for youth. Covers 300+ job roles with placement assistance and Rs.8,000 reward on certification.
Benefit summary
Free training + certification + Rs.8,000 reward + placement assistance
Rs.8,000 yearly support (approx.)
Best for: unemployed profiles
Last verified: February 2026
Source: Government of India
Documents required: 3
Free ration of 5 kg food grains per person per month for all priority households and Antyodaya families under NFSA.
Benefit summary
5 kg free wheat/rice per person per month for BPL families
Rs.9,000 yearly support (approx.)
Best for: BPL households
Last verified: February 2026
Source: Government of India
Documents required: 2
Free LPG gas connection for BPL women. Provides deposit-free LPG connection with financial assistance for first refill and stove.
Benefit summary
Free LPG connection + Rs.1,600 for first refill and stove for BPL women
Rs.1,600 yearly support (approx.)
Best for: BPL households
Last verified: February 2026
Source: Government of India
Documents required: 4
Cash assistance for institutional delivery to reduce maternal and infant mortality. Higher assistance for BPL mothers in rural areas.
Benefit summary
Rs.700-1,400 for rural mothers and Rs.600 for urban mothers for hospital delivery
Rs.1,400 yearly support (approx.)
Best for: BPL households
Last verified: February 2026
Source: Government of India
Documents required: 5
Central scholarship for SC/ST students studying post-matric courses. Covers tuition, maintenance allowance, and study tour charges.
Benefit summary
Full tuition fee + maintenance allowance of Rs.1,200-3,000/month
Rs.36,000 yearly support (approx.)
Best for: student profiles
Last verified: February 2026
Source: Government of India
Documents required: 6
Micro-credit facility for street vendors. Working capital loan of Rs.10,000-50,000 with interest subsidy of 7% and digital payment cashback.
Potential benefit
Loans up to Rs.50,000 with 7% interest subsidy + digital transaction cashback
Loan access as per scheme limit
Best for: Street vendors seeking working capital
Last verified: February 2026
Source: Government of India
Documents required: 4
Free bus travel for women residents of Karnataka in government buses.
Benefit summary
Free travel in KSRTC, BMTC, NWKRTC and KKRTC buses for women
Rs.8,000 yearly support (approx.)
Best for: Female applicants
Last verified: February 2026
Source: Government of Karnataka
Documents required: 3
Monthly unemployment assistance for educated youth in Karnataka who have completed graduation or diploma.
Benefit summary
₹3000/month for graduates and ₹1500/month for diploma holders
Rs.36,000 yearly support (approx.)
Best for: unemployed profiles
Last verified: February 2026
Source: Government of Karnataka
Documents required: 4
Support scheme for farmers and agricultural workers in Karnataka to improve agricultural productivity.
Benefit summary
Financial assistance and subsidies for farmers
Rs.10,000 yearly support (approx.)
Best for: farmer profiles
Last verified: February 2026
Source: Government of Karnataka
Documents required: 3